HAPPY NEW YEAR play lottery

Forum » 4D number » HAPPY NEW YEAR

Reminder: Prioritizing financial obligations, particularly debt repayment, is essential and should take precedence over discretionary spending like lottery ticket purchases. Paying off debts early helps avoid additional loan interest, a crucial step given that about 75% of people are underprepared for retirement, with savings in government retirement schemes like KWSP, EPF, or CPF often depleted within five years. When using credit cards like Visa or Mastercard, careful consideration is vital to prevent financial strain. Additionally, it's advisable to steer clear of gambling, both online and in casinos, due to its addictive nature and potential to disrupt budget management. Caution is also recommended with practices like clairvoyant or tarot psychic readings for lottery predictions, often associated with scams, emphasizing the importance of relying on rational and sound financial strategies.

LUCKY97FOREVER	Msg #1 30-12-2012 02:25 pm i would like to wish all here a very happy new year esp to the sifus who have unselfishly shared their many pointers and tips and also knowledge esp best4,magnumPi, player and more... sorry i have been quiet for a while..too many things have been happening and also have problems signing in!! may the new year bring more good tidings and luck to all... maybe we can have a section called 'let's chat' or 'teh tarik corner' or whatever..just for a get to know each other better informal chat not necessarily about numbers. in fact i hope it's not..tiring to see ' what's my lucky number' or what predict' for me!! don't mind the ramblings of an old foggy.. take care all.. formerly known as LUCKY..