HAPPY NEW YEAR play lottery

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Reminder: Please settle and pay your debt first before playing and buying your lottery ticket. Pay early to prevent loan interest. Save as much money into your private retirement scheme, because 75% people is not ready for their retirement nowdays and the kwsp, epf and cpf money will finish in just 5 years. Lotteries are not the solution if you have money problems or are always short of cash. It will bring you a new issue. Learn sound financial and wealth management techniques. Credit cards like visa and mastercard are easy to get, think carefully before you spend money and buy something with it. Don't fall a trap of buy now pay later scheme. Do not play any online gambling or going to casino, because it is very addictive and hard to manage your budget. Clairvoyant and tarot psychic reading can help to increase chances of winning the lottery sometimes, but please be careful with scammer.

LUCKY97FOREVER	Msg #1 30-12-2012 02:25 pm i would like to wish all here a very happy new year esp to the sifus who have unselfishly shared their many pointers and tips and also knowledge esp best4,magnumPi, player and more... sorry i have been quiet for a while..too many things have been happening and also have problems signing in!! may the new year bring more good tidings and luck to all... maybe we can have a section called 'let's chat' or 'teh tarik corner' or whatever..just for a get to know each other better informal chat not necessarily about numbers. in fact i hope it's not..tiring to see ' what's my lucky number' or what predict' for me!! don't mind the ramblings of an old foggy.. take care all.. formerly known as LUCKY..